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    JobKeeper and JobSeeker Supplement payments are ending – How will it affect you?

    Did you know that the government’s JobKeeper and JobSeeker Coronavirus Supplement payments are due to stop at the end of March? This may be unwelcome news if you’re struggling with debt and the financial fallout of COVID-19 and have been relying on the support to get by.

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    Topics: Budgeting, Debt Consolidation, Personal Debt, debt, debt help, Calculator, Budget Planner, JobKeeper, JobSeeker, coronavirus supplement, Job Keeper Changes, jobkeeper dates, centrelink jobkeeper

    Why low interest rates are ripe for refinancing.

    On 1 February 2021, the Reserve Bank of Australia (RBA) announced they’ve decided to leave current cash interest rates unchanged to support the country’s ongoing COVID-19 recovery. This rate currently sits at 0.1 per cent, where it has stayed since November 2020.

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    Topics: Budgeting, Debt Consolidation, Mortgage Refinancing, Home Loans, Bad Credit Loans, Personal Debt, debt, debt help, Current Interest Rates, Mortgage Freeze, Interest Rates, Calculator, Budget Planner, Reserve Bank Australia

    New Year, New Debts? Learn about the dates that may affect you.

    You made it, 2020 is behind you and we are now looking forward at a hopeful 2021. Last year saw fires, floods, pandemics and politics all running riot across Australia and the world. For many, the Christmas and New Year period signalled making it to the end of this rocky road.

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    Topics: Personal Insolvency, Budgeting, Debt Consolidation, Debt Relief, Credit Card Debt, Debt News, Personal Debt, debt, debt help

    Creative Ways to Make Money During the Coronavirus Lockdown

    As a result of the Coronavirus pandemic, many Australians are now out of work and have been forced to face an uncertain financial future for the very first time. Shops, restaurants, cinemas and even beauty salons have closed due to strict social distancing rules – causing Australia’s unemployment rate to skyrocket with many people sinking deeper into debt due to increased financial insecurity. This leaves many Australians left wondering, “How am I going to make money during the Coronavirus?”

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    Topics: Budgeting, Debt Relief, News

    New Year, New You: Time to Kickstart Your Financial Goals

    Every January provides new opportunities to focus on goal setting for the year ahead. Although setting fitness, health and career goals are all good choices, your finances usually get pushed aside until you’re struggling with debts you can’t repay. It’s time to take a positive step forward and set some time aside this January to focus on your finances. Make 2020 your year and kick-start your financial goals with these 5 simple strategies.

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    Topics: Budgeting, Debt Relief

    Building an Emergency Fund in 2020

    Managing your budget can be stressful, especially if you have an unexpected financial event occur. Life can be unpredictable and sometimes it’s difficult to know where it will take you. If your car breaks down, you have a stint in the hospital or you lose your job – do you have a financial plan? According to the Australian Securities and Investments Commission, only 46% of Australians have a rainy day fund. If you dismiss saving for emergency purposes, if something goes wrong, you could end up being in more debt than you were before.

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    Topics: Budgeting